Does workers’ compensation cover me if I’m injured outside of work?
Written by Brandon Duber on Wednesday, January 20, 2016 at 8:56pm
The title of this post may seem like it has an obvious answer, but workers’ compensation isn’t always as cut and dry on what qualifies as “at work” when injuries occur. Did you know that workers’ compensation typically covers employees who get hurt walking into their office or worksite? We cover this and more to help clear up some of the less obvious workers’ compensation rules to help you determine whether you’re covered, however It is best to contact an attorney to fully understand your rights.
Walking into Work
If you’ve read our previous blog post on workers’ compensation coverage when traveling to and from work, you know that injuries that happen on the drive into work are typically not covered by workers’ compensation but ones that happen once you park and begin walking into work may be covered. In all situations, it’s best to contact an attorney to make sure all factors are considered when determining whether you should file a claim.
Company Sports Leagues
Employers sometimes sponsor company sports teams in local leagues such as volleyball, kickball or softball to help build team camaraderie and boost staff morale. If an employee is injured while playing on one of these teams, in some cases, he or she should file a workers’ compensation claim.
These injuries can be covered under the law if the employee can prove that the team was created to benefit the employer, and the employer is sponsoring the entire activity by supplying the entry fees and other financial backing. Most of the time, employers have team members sign a waiver that releases the employer from all responsibility tied to potential injuries, which they’re permitted to do. Signing this waiver could prevent the employee from being covered under workers’ compensation.
Other Outside-of-Work Injuries
For other work-related injuries that take place outside of the worksite or office, the laws vary and are determined by several factors. An attorney can help determine how these injuries apply to workers’ compensation or other benefits.
The workers’ compensation attorneys at Bentoff & Duber know the ins and outs of the legal system and the benefits that can cover your injuries. Call 216-861-1234 or submit a contact form for a free consultation.
About the author: Brandon Duber, a Partner with Bentoff & Duber Co., LPA, is a lawyer with proven experience in the courtroom and expertise in the areas of workers’ compensation, criminal defense, personal injury and medical malpractice law. He received his B.A. from Skidmore College in Saratoga Springs, NY and his J.D. from The Case Western Reserve University School of Law in Cleveland, OH.