If you suffer from a debilitating injury or medical condition that makes it impossible to work, then you’re bound to face significant financial challenges. In those circumstances, the future can look bleak, but you don’t have to sit back let that become reality. Instead, you can be proactive in seeking out the financial resources you deserve, including Social Security disability benefits.
Why are disability claims denied?
Disability benefits won’t be automatically given to you. You’re going to have to advocate for them, demonstrating how you meet the federal government’s requirements. To that end, here are some common reasons that disability claims are denied, that way you can focus on presenting sufficient evidence to avoid them:
- Providing inadequate evidence to show that you meet the statutory definition of “disabled” as it pertains to your specific medical condition.
- Not having enough work experience to qualify for disability benefits.
- Failing to follow your doctor’s orders regarding testing and treatment, as this will give the impression that your condition isn’t as serious as you claim it to be.
- Making too much income to qualify for disability benefits, as the disability program has an income cap when it comes to eligibility.
- Being unwilling to cooperate with the government when it indicates that it needs additional information to process your claim.
Be prepared moving forward with your disability claim
A successful disability claim can give you peace of mind and financial stability. But the sad truth is that a lot of initial claims are denied due to a lack of preparation. Don’t let that happen to you. Instead, devote the time needed to build a thorough claim, or even appeal a claim denial, so that you can secure the future that you want while you focus on rebuilding your life in light of disability.